Travel Money Market Report | August 2025
The First Rate Travel Money Market report provides insights into UK consumer behaviour around international leisure travel, with a focus on travel intentions, regional differences, types of holidays, and foreign exchange (FX) payment preferences.
Below are the key highlights from this month’s report:
- Stable Travel Intentions: About 60% of UK adults plan to travel abroad for leisure in the next year, with younger adults (under 35) showing the highest enthusiasm.
- Regional Travel Gaps: London, Northern Ireland, and the South East lead in travel intent (~64%), while East Midlands trails behind (~51%).
- Holiday Preferences Shifting: Travelers are moving away from all-inclusive packages toward more flexible options like independent travel and tailored packages.
- Cash Still Reigns Abroad: Despite digital alternatives, 62% of travellers still use cash overseas — including a surprising number of younger adults.
- Prepaid Cards on the Rise: Budget-conscious travellers are increasingly using prepaid cards to lock in exchange rates and manage spending.