About us

At First Rate, we provide companies with award-winning foreign exchange services. Our products are offered ‘white label’ so you can sell them to your customers under your own brand.

Whether fully or partially outsourced, these products and services can add a valuable dimension to your business by helping you to maximise your income while also boosting customer loyalty.

And we make it easy too – for you and your customers.

Reliable service plus valuable insight

By linking your company with ours, you are connecting to the UK’s largest supplier of foreign currency and a global top-five wholesaler. This places our considerable experience and expertise at your fingertips.

Click here to see how First Rate insight can add value to your business.

Tried and trusted for over 25 years

First Rate started supplying foreign exchange services (FX) to the Post Office in 1994.

Since then, we have grown to become a recognised expert in the FX industry, with a multi-billion pound wholesale business providing tailor-made travel money solutions for companies in the finance, travel and retail sectors.

We are the instigators behind a number of innovations, including 0% commission, which revolutionised the foreign exchange market and led the Post Office to become the UK’s largest retail outlet for foreign currency.

In 2002, First Rate became a joint venture between the Post Office and Bank of Ireland Group.

Click here to see the key landmarks in Our history.