• First Rate are the UK’s leading supplier of foreign currency to businesses in financial services, travel and tourism and the retail sector.
  • We are the UK’s leading supplier of foreign currency to businesses in financial services, travel and tourism and the retail sector


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As some elements of foreign travel get more and more difficult, we’re doing all we can to make foreign currency exchange easier for customers whilst adding value to our clients’...
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First Rate offers award-winning FX products and services that are designed to complement your business and help maximise income. These can be partially or fully outsourced and are...
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First Rate currently provides FX services to a number of highly successful partners and clients including Post Office Ltd, HiFX, Santander, Virgin Holidays Ltd, Debenhams,...

FIRST RATE - The experts in foreign exchange

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Did you know that 1 in 4 outbound travellers leaving the UK with foreign currency are carrying currency supplied by First Rate Exchange Services? No, neither did they.

We are the UK’s leading supplier of foreign currency to businesses in financial services, travel and tourism and the retail sector.  And through them, to their customers.

More than just a B2B company, we think of ourselves as a B2B2C company - carrying out every transaction under a complete ‘white-label’ policy that ensures all the customer goodwill comes back fairly and squarely to our partners and clients.

These are businesses like yours. Businesses that can benefit from part or wholly outsourced foreign exchange to enhance their customers’ foreign travel experience and provide a lucrative additional revenue stream.

First Rate has a major global presence as a wholesale banknote provider, with trading relationships in 40 countries and associations with 12 central banks.

If you’re here, you’re probably already considering introducing or upgrading an FX facility within your company. With our experience and know-how, nothing could be simpler for you, your staff or your customers.

So please, have a look through the pages and discover what a First Rate service really means.

 

First Rate presents the Holiday Confidence Index, the industry monitor for overseas travel

The Holiday Confidence Index created by First Rate is a new monitor of the consumer appetite for overseas holidays. Produced in partnership with the Institute of Travel & Tourism, the University of Wolverhampton and YouGov, the report will be published three times a year, providing valuable data about the outlook for holidays abroad in the following 12 months.

View the First Rate Holiday Confidence Index

 

 Another prepaid award 

The Post Office has been won the “best prepaid currency card provider of the year” at the Consumer Moneyfacts for the Travel Money Card Plus, supplied by First Rate Exchange services.  

 

 Best prepaid consumer programme in the UK

Post Office Travel Money Card Plus, supplied by First Rate,  picked up the “Best prepaid consumer programme in the UK” at the Prepaid & Emerging Payments awards on the 02/10/2013. 

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